President Biden’s proposed Student Debt Forgivness plan has garnered much attention since it was announced on August 24th 2022. The proposed plan has not been without controversy, but has left many borrowers wondering what it would actually mean for them. Who does it apply to? How does it work? This article will not cover the various few points of the supporters or proponents, nor my opinion of its efficacy, but rather provide a general overview of how it would actually work if enacted.