Social Security used to have a couple of different avenues for maximizing benefits. Strategies like restricted applications and file suspend used to allow for families to obtain additional income above what each taxpayer was entitled to on an individual basis. However, in 2015 Congress passed the “Bipartisan Budget Act of 2015” which closed these “enhanced strategies” as a way to preserve the federal government from paying out more than what actuaries had predicted… or so we thought.